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I don’t know anything that people would pay for!” Company Name Read The Article Ads Credit Card Marketplace The entrepreneur’s business model will determine the kinds of agreements and arrangements that must be entered into in order to conduct business. For example, any business that accepts credit cards online must either use a third party payment processor (e.g. PayPal) or build the systems sophisticated enough to manage this business process internally (e.g. Amazon). Fortunately, there are now enough pre-built services available for an online business to “plug into” that it is not a question of reinventing the wheel. Rather, the question is how to put all these movable parts into a coherent whole and make it sustainable (i.e. profitable) over time. That said, if a business did choose to process and store credits cards online then it would almost certainly have to comply with the FTC's Red Flag Rules. 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