12/22/2016 - The Right Way to Think About Credit Lines for Business And don’t worry, we’re not lame. David, thank you for your article. I’ve a quick question to ask please – for a start-up E-commerce business similar to eBay where a platform is built for sellers and buyers to transact on, what is the best multiple to use for valuation purposes please? The platform is at development stage. I suppose a DCF will not be the best approach as it requires too many assumptions that can not be directly justified. As for multiples, most e-commerce businesses are loss making in the early years. Does this mean a price/revenue multiple is the best multiple to use? Many thanks for your response in advance! July 27, 2011 at 5:37 pm UnitedHealth Group has two arms: United Healthcare, a provider of benefits and insurance coverage; and Optum, a leading provider of technology and information-enabled health services. 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You offer them a loan for the full amount but at an 8% interest rate over 3-years due to their unstable credit rating. You could also offer to part-finance the loan, with other lenders investing in the remainder of it. 94. Graphic design services How do I make money fast and easy? Billing FAQ Do you have a lot of followers on Instagram, Twitter or other social media outlets? If you do, and if the content that you’re posting is both interesting and relevant, sponsors could be looking for someone like you. Internet Business Law Issue: Business Fined For Being Hacked Two of the best companies that pay you cash are Survey Junkie and Opinion Outpost. Dani February 28, 2014 at 12:40 pm Got a 401(k)? Sweeeeet! You may be able to make it perform even better. 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